PayPal Checkout
- Rate
- 3.49%
- Fee
- $3.98 USD
- Net
- $96.02 USD
Compare PayPal fee scenarios, see net payout after percentage and fixed fees, and reverse-calculate the invoice amount needed for a target net receipt.
Start with a preset, then adjust rate, fixed fee, international add-on, or conversion spread to match your PayPal account.
Payment type preset
Fee result
Net received
Effective fee rate
3.98%
Total fee per payment
$3.98 USD
Charge this to receive target net
$104.12 USD
Estimated monthly fees
$477.60 USD
PayPal Checkout
Card payment
Goods and services
QR transaction
Pay Later
Financial planning notice
This tool provides reference estimates only. Do not use it as the sole basis for lending, repayment, investment, tax, or contract decisions. Confirm the result with your lender, official documents, or a qualified professional before acting.
Default presets follow PayPal US merchant fee examples last checked from the official fee page. PayPal fees vary by country, account, product, and currency conversion, so confirm your final rate in your PayPal account.
Official PayPal fee pageThis is a planning estimate, not an official PayPal statement. Micropayments, charity rates, partner pricing, chargebacks, disputes, taxes, withdrawals, and currency conversion rules can change the final amount.
The calculator applies a percentage fee and fixed fee to the customer payment, then subtracts optional international, conversion, and other costs. It also solves the reverse problem: what gross charge is needed to receive a target net amount.
No. The presets are editable examples. PayPal fees depend on the merchant country, transaction type, currency, and account terms.
PayPal publishes fixed fees by the currency received. Choose the currency you receive or type your own fixed fee if your account uses a different schedule.
No. Add expected chargeback, dispute, withdrawal, tax, or platform costs in the other per-payment cost field.
Keep exploring
Jump into related tools from the same category and popular picks across Gogotem.
Estimate payoff time, total interest, and payoff month for debt balances.
Estimate financed amount, monthly payment, and total repayment from vehicle price, down payment, and rate.
Estimate monthly payments from principal, rate, and term.
Compare actual payout and hidden exchange cost from a reference rate, percent fee, and fixed fee.
Estimate equal monthly installments from loan amount, interest rate, and term.
Project future savings growth from principal, return, and recurring deposits.