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Monthly Subscription Cost Calculator

List recurring subscriptions once, then see the real monthly total, annual run rate, budget pressure, and easy cancellation or pause candidates.

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Subscription budget snapshot

$39.42

Monthly total

Per day $1.30 · Subscriptions 4 · Possible monthly savings $8.00

52.6%

Monthly total

$39.42

Yearly total

$473.00

Per day

$1.30

Subscriptions

4

Budget left

$35.58

Possible monthly savings

$8.00

Quick examples

Currency
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Subscription list

Enter each service, price, billing cycle, category, and whether you still need it. Annual and weekly plans are normalized automatically.

Monthly equivalent $11.00

Annual equivalent $132.00

Useful now

Monthly equivalent $2.42

Annual equivalent $29.00

Useful now

Monthly equivalent $18.00

Annual equivalent $216.00

Check usage or seats

Monthly equivalent $8.00

Annual equivalent $96.00

Savings candidate

Category breakdown

Media$29.00 · 73.6%
Software$2.42 · 6.1%
Life$8.00 · 20.3%

Savings candidates

Streaming

Review · Media

$18.00

Fitness app

Cancel or pause · Life

$8.00

Review amount: $18.00

Financial planning notice

This tool provides reference estimates only. Do not use it as the sole basis for lending, repayment, investment, tax, or contract decisions. Confirm the result with your lender, official documents, or a qualified professional before acting.

Monthly review checklist

  • check_circleCancel duplicates before the next renewal date.
  • check_circleEnter annual plans as yearly so the monthly budget is honest.
  • check_circleMark rarely used services as review or cancel/pause.
  • check_circleCheck team seats, shared accounts, and unused add-ons every month.

Why subscription totals feel smaller than they are

A few monthly apps, one annual plan, and a weekly service can hide the real run rate. This calculator normalizes every billing cycle into monthly and annual cost so you can decide what to keep, review, or pause.

Usage notes

  • Monthly equivalent = price adjusted by billing cycle.
  • Yearly total = monthly equivalent x 12.
  • Possible savings = monthly equivalent of services marked cancel or pause.
  • Budget gap = monthly budget - monthly total.

Frequently asked questions

Should annual plans be entered?expand_more

Yes. Enter the annual price and choose yearly so the tool spreads it across each month.

What should I mark as review?expand_more

Use review for services you may keep, but want to check usage, seats, or cheaper alternatives.

Can I copy the result?expand_more

Yes. Use Copy summary to paste the current budget snapshot into notes, chat, or a spreadsheet.

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