List recurring subscriptions once, then see the real monthly total, annual run rate, budget pressure, and easy cancellation or pause candidates.
Subscription budget snapshot
$39.42
Monthly total
Per day $1.30 · Subscriptions 4 · Possible monthly savings $8.00
52.6%
Monthly total
$39.42
Yearly total
$473.00
Per day
$1.30
Subscriptions
4
Budget left
$35.58
Possible monthly savings
$8.00
Enter each service, price, billing cycle, category, and whether you still need it. Annual and weekly plans are normalized automatically.
Monthly equivalent $11.00
Annual equivalent $132.00
Useful now
Monthly equivalent $2.42
Annual equivalent $29.00
Useful now
Monthly equivalent $18.00
Annual equivalent $216.00
Check usage or seats
Monthly equivalent $8.00
Annual equivalent $96.00
Savings candidate
Streaming
Review · Media
$18.00
Fitness app
Cancel or pause · Life
$8.00
Review amount: $18.00
Financial planning notice
This tool provides reference estimates only. Do not use it as the sole basis for lending, repayment, investment, tax, or contract decisions. Confirm the result with your lender, official documents, or a qualified professional before acting.
A few monthly apps, one annual plan, and a weekly service can hide the real run rate. This calculator normalizes every billing cycle into monthly and annual cost so you can decide what to keep, review, or pause.
Yes. Enter the annual price and choose yearly so the tool spreads it across each month.
Use review for services you may keep, but want to check usage, seats, or cheaper alternatives.
Yes. Use Copy summary to paste the current budget snapshot into notes, chat, or a spreadsheet.
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