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Investment Calculator

Enter an initial amount, monthly contributions, expected return, and inflation rate to project both future value and inflation-adjusted value.

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Projected future value

$72,022.06

Total principal invested

$46,000.00

Estimated earnings

$26,022.06

Inflation-adjusted value

$56,263.52

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Financial planning notice

This tool provides reference estimates only. Do not use it as the sole basis for lending, repayment, investment, tax, or contract decisions. Confirm the result with your lender, official documents, or a qualified professional before acting.

How it works

The calculator assumes recurring monthly contributions and compound growth. The inflation-adjusted result discounts the future value back into present-day buying power.

Usage notes

  • Monthly return = annual return ÷ 12.
  • Future value combines the starting balance with monthly deposits under compound growth.
  • Real value discounts the future value by inflation over time.

Frequently asked questions

Are taxes and fees included?expand_more

No. This is a planning estimate only and does not include taxes, fees, or product-specific rules.

Can I set monthly contributions to zero?expand_more

Yes. The tool still projects growth from the initial amount alone.

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