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Savings Goal Calculator

Use your current balance, monthly contribution, expected annual return, and target amount to estimate when you can reach your savings goal.

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金融ツールの注意

このツールの結果は参考用の概算値です。ローン、返済、投資、税務、契約判断の単独の根拠として使わず、必ず金融機関、公式資料、専門家の確認を受けてください。

Current balanceMonthly contributionExpected annual return (%)Target amount

Projected target date

2028年5月

Your current setup reaches the goal within the tested range.

Time to goal

Total principal saved

￥9,500,000

Estimated earnings

￥506,169

Goal status

Your current setup reaches the goal within the tested range.

How the goal timeline is estimated

The calculator assumes monthly compounding and steady monthly contributions to project how long it may take to reach your target.

Can I use this with a 0% return?expand_more

Yes. A zero rate turns the calculation into a pure savings timeline based only on your balance and monthly deposits.

Why might the tool show that the goal is not reached?expand_more

If the balance, contribution, and return assumptions do not reach the goal within the tested period, the tool will mark the goal as not reached.

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