Check live reference rates, add simple bank or card fees, and estimate what you may actually receive before travel, payment, or remittance.
Estimated received amount
€0.00
Before fees
€0.00
Estimated cost
€0.00
Cost ratio
0%
The spread and fixed fee are small compared with the converted amount.
Choose currencies, amount, and the fee style that matches card payment, bank exchange, or remittance.
Popular pairs
Live rates are loaded through the server API. Open ExchangeRate-API is checked first, Frankfurter is used as a fallback, and responses are cached for one hour. Bank board rates, card settlement rates, and remittance final rates may differ.
Fee presets
Estimated cost
€0.00
Bank/card spread (%)
0.8%
Cost ratio
0%
Rates are checked again automatically every hour.
Live rates are loaded through the server API. Open ExchangeRate-API is checked first, Frankfurter is used as a fallback, and responses are cached for one hour. Bank board rates, card settlement rates, and remittance final rates may differ.
The tool fetches rates for the selected base currency and converts your amount into the target currency. Optional spread and fixed fee inputs help estimate a more realistic received amount.
Yes. Card issuers, banks, exchange desks and remittance providers may apply different spreads and fees.
Yes. The browser checks again every hour, and the server also caches rate responses for stable loading.
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